Skip to content

I was involved in an accident with an Uber driver and my insurance company said I have no-fault insurance. What does that mean?

I was involved in an accident with an Uber driver and my insurance company said I have no-fault insurance. What does that mean?

No-fault insurance means that the driver of each vehicle in a collision gets their own vehicle insurance to pay for out-of-pocket bills, medical, dental and chiropractic expenses, the cost of trips back and forth to medical appointments, and any lost wages. It is important to note that this type of insurance does not pay for pain and suffering.

Due to the fact that Kentucky does have a no-fault insurance system it means all drivers carry what is referred to as personal injury protection (PIP) coverage on all vehicles, with the exception of motorcycles. Drivers with basic PIP coverage have up to $10,000 per person/per accident.

Client Testimonials

Marty fought for me when the insurance company denied my claim. We sued and got the insurance limits.

- JERAMY

Hessig & Pohl worked hard to get the best possible results for me. I have and would recommend their firm to anybody in need of legal assistance.

- MARISSA

Mr. Pohl settled my claim when another law firm wasn’t able to…He’s the man for the job!

- TINA

Hessig & Pohl is a great law firm in my book. They’re fast, reliable, and always resourceful in solving all of your legal matters.

- DEVIN

Rick comes from an investigative background and he brings that valuable experience to his law firm clients. Call Rick for your legal needs in the greater Louisville area.

- DON

This firm is fantastic. They made everything so easy and stayed in contact. Adam handled my case – if I could choose 2 words to describe him it would be intelligent and genuine.

- RACHEL

Rick and Marty, along with their awesome staff, have been more than great help while handling multiple legal issues for me!

- BEN

I have nothing but wonderful things to say about this law firm. They handled my husband’s car accident case with a lot of compassion and care. Rick came to the hospital the very same day of the accident and throughout the process, he took the time to listen to my family’s concerns. We truly felt like we didn’t have to worry about anything. I highly recommend Hessig and Pohl!

- JENNIFER

This is the way to go if your looking for a professional injury attorney to help you recover what you deserve. I would use them again!! Highly recommended.

- CHARLES

Honest and professional. Kept me in the loop every step of the way. I would recommend Attorney Hessig to anyone looking to recoup their losses after an accident.

- DEE

Super Lawyers Rising Stars
Kentucky Bar Association
Kentucky Justice Association
Million Dollar Advocates
personal injury lawyers
bbb