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I was involved in an accident with an Uber driver and my insurance company said I have no-fault insurance. What does that mean?

I was involved in an accident with an Uber driver and my insurance company said I have no-fault insurance. What does that mean?

No-fault insurance means that the driver of each vehicle in a collision gets their own vehicle insurance to pay for out-of-pocket bills, medical, dental and chiropractic expenses, the cost of trips back and forth to medical appointments, and any lost wages. It is important to note that this type of insurance does not pay for pain and suffering.

Due to the fact that Kentucky does have a no-fault insurance system it means all drivers carry what is referred to as personal injury protection (PIP) coverage on all vehicles, with the exception of motorcycles. Drivers with basic PIP coverage have up to $10,000 per person/per accident.

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