I was involved in an accident with an Uber driver and my insurance company said I have no-fault insurance. What does that mean?
No-fault insurance means that the driver of each vehicle in a collision gets their own vehicle insurance to pay for out-of-pocket bills, medical, dental and chiropractic expenses, the cost of trips back and forth to medical appointments, and any lost wages. It is important to note that this type of insurance does not pay for pain and suffering.
Due to the fact that Kentucky does have a no-fault insurance system it means all drivers carry what is referred to as personal injury protection (PIP) coverage on all vehicles, with the exception of motorcycles. Drivers with basic PIP coverage have up to $10,000 per person/per accident.
Other Frequently Asked Questions:
- Can I sue Uber/Lyft for a car accident involving one of their drivers?
- Do I need a lawyer if I’ve been injured in an Uber or Lyft vehicle?
- I read that there are actually some exceptions to the no-fault system? What are they?
- I was involved in an accident with an Uber driver and my insurance company said I have no-fault insurance. What does that mean?
- My neighbor was recently in an accident with an Uber driver and his attorney talked to him about Kentucky’s pure comparative statute. What does that mean?
- My son was involved in a minor car accident with an Uber driver. Do I really need to hire an Uber accident lawyer?
- What do I do if I’m in a car accident with an Uber or Lyft vehicle?
- What if my Uber/Lyft driver is at fault in the car crash?